Monefit has launched a dedicated SmartSaver mobile app, now live on Android via Google Play, with an iOS version coming soon. The app lets investors check balances, move funds, and manage Vaults directly from their phone – bringing the existing SmartSaver investment product (7.5%–10.52% target APY) to mobile for the first time.
Check it, move it, grow it — from your phone
Monefit’s message for the launch is simple: check it, move it, grow it. All from your phone. The SmartSaver app is now available on Android, with iOS confirmed as coming soon. It’s a natural next step for a platform that already leans heavily on daily returns and instant partial withdrawals — features that are far more useful when you can act on them on the go rather than logging into a browser.
What can you do in the SmartSaver app?
Based on Monefit’s own feature set, the mobile app is expected to mirror the core web platform:
- Check your daily returns and account balance in real time
- Move funds — deposit, withdraw up to €1,000 instantly, or set up Auto Invest
- Grow your investment through Vaults, with the same 9.42%–10.52% APY range available for 12–24 month terms
For a platform built around daily interest accrual, a native app is arguably a better fit than a browser dashboard — it makes checking in on returns as habitual as checking a banking app.
Why this matters for SmartSaver investors
The app is about convenience, not a change to the product itself. SmartSaver remains an investment in Creditstar Group’s loan portfolio rather than a savings account, the same straightforward trade-off that’s always come with its stronger-than-average returns. What’s new here is simply how easy it now is to stay on top of that investment.
- Faster response to liquidity needs. Instant €1,000 monthly withdrawals are more useful when you can trigger them from your phone rather than needing a laptop.
- Easier Auto Invest management. Adjusting daily, weekly, or monthly contribution schedules on the go makes it simpler to stay consistent with a long-term investing habit.
- Lower friction for new investors. App-based onboarding tends to convert better than desktop-only sign-up flows, which is likely part of the strategic push here — Monefit already reports 48,000+ investors and over €450 million invested, and mobile access is a natural growth lever.
Where SmartSaver stands today
A few current figures worth noting alongside the app launch:
- 4.7★ rating on Trustpilot
- Named Investment Tech of the Year and recognised at the European Business Awards for 2025
- Listed among Europe’s Top 150 Fintechs by Inc. 5000 Europe
- €29.8 million paid out in returns since launch, with 100% of withdrawal requests honoured on time to date
These are genuine positives — but as covered in our full Monefit SmartSaver review, they don’t change the fundamental risk profile: no deposit guarantee, no buyback, no collateral, and full dependence on Creditstar Group’s financial health. A polished app makes the product easier to use — it doesn’t add a safety net underneath it.
Frequently asked questions
Yes, on Android via Google Play. An iOS version has been announced as coming soon, with no confirmed release date yet.
Check your account balance and daily returns, move funds (deposit or withdraw), manage Auto Invest settings, and set up or monitor fixed-term Vaults.
No. The app is a new access channel for the same underlying product.
No, the existing web platform remains fully functional. The app is an additional, more convenient way to manage an existing or new account.
Capital at risk. Target returns are not guaranteed. This article is for informational purposes and is not investment advice.
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