
It’s a birthday celebration for Monefit SmartSaver, and you’re the one getting the gifts.
The fintech investment platform is marking its 3rd anniversary, and it’s a significant milestone. Since launching in 2022, SmartSaver has attracted over 25,000 investors from 32 countries, who have collectively earned over €14 million in interest.
True to their tradition, they are celebrating by launching a week of exclusive offers for both new and existing investors. Here’s a breakdown of what’s available.
The 3rd Birthday Gifts: What’s on Offer?
This year’s celebration includes two exclusive “Vaults” (their term for a fixed-term investment), a bonus giveaway, and a charitable component.
1. The 12-Month Birthday Vault (For All Investors)

This is the headline offer: a boosted 12-month Vault offering their best rate yet: 12% APY.
Here’s the catch: This 12% APY rate applies for the first 30 days your Vault is open. After that, the rate reverts to their standard 9.42% APY for the remaining 11 months.
Investors have a 10-day window after opening the Vault to add funds, allowing you to “fill your Vault” and make the most of that initial 30-day boosted rate.
2. The 3-Month Birthday Vault (New Investors Only)
Exclusively for new users who sign up this week, SmartSaver is offering a 3-month Vault with a 9% APY.
This is a unique, short-term opportunity. Normally, their investment Vaults start at a six-month commitment, so this provides a perfect way for new investors to test the platform’s earning potential without a long lock-in period.
3. The €500 Birthday Vault Bonus
For investors opening the 12-month Birthday Vault, there’s an extra incentive.
If you open one of these special Vaults and invest over €10,000, you will be automatically entered into a prize draw. The winner will receive a €500 bonus added directly to their Vault by the SmartSaver team.
4. Investing with Impact: UNICEF Donation
The celebration also has a charitable angle. Building on last year’s donation of over €5,000, Monefit is committing to giving back again.
For every €1 million invested on the platform during the birthday week, SmartSaver will donate €1,000 to UNICEF.
These anniversary offers are live now but are only available for a limited time. If you’ve been considering an alternative investment platform, this combination of a high-yield boost and a short-term trial might be the perfect opportunity.
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