COMPARING P2P PLATFORMS
The purpose of the peer-to-peer lending comparison table is to assist you in identifying the most valuable opportunities for investing in loans. By using this table, you can compare and contrast different peer-to-peer lending platforms and better understand where you might find the most advantageous options for your investment needs.
How to choose the right P2P lending site?
Platform Details
- 15-year track record
- Go & Grow
- Portfolio Pro
- Portfolio Manager
- API
Additional Information
- Over 200,000 investors
- Over €900M invested
- Over €100M interest earned
- Advanced analytics
Platform Details
- Get Up to 13.6% Annually
- Guaranteed Buyback
- Total freedom on investment size
Additional Information
- Over 4M total invested
- Over 1,5K investors
- Referral program
Platform Details
- Diverse selection of loans
- €19M+ Interest earned by investors
- Buyback Guaranteed
- Bank-grade security
Additional Information
- Over 17000 registered users
- Auto Invest
- New Asset Class
Platform Details
- Loan Listings
- autoinvest
- 500K registered users
- € 8.7 Billion invested since 2015
Additional Information
- Growth mindset
- Transparency
- Authorized investment firm under MiFID
Platform Details
- Up to 9.96% APY per annum
- No fees of any kind
- 100 million interest paid out
- Withdraw your funds anytime
Additional Information
- Fast track your savings
- Proven track record
- Free €5 on signup, plus 0.25% bonus
- 6 and 12 months Vault options
Platform Details
- Buyback guarantee
- Group guarantee
- PeerBerry app (IOS, Android)
- Loyalty program
- Auto Invest
Additional Information
- Over 30M interest paid to investors
- Over 2.5B total invested
- Over 80 000 investors
Platform Details
- 18000+ registered users
- Over €8M invested in brands
Additional Information
- First loss capital guarantees
- Co-founder guarantees
- Regular monthly repayments
- €5 bonus for every € 100 invested in Group A
Platform Details
- Proven track record
- BuyBack Guarantee
- No Currency Risk
- Must be at least 18 years old
- Autoinvest tool
Additional Information
- The company started operations in 2009 in Latvia
- Originated over EUR 1B+ in unsecured consumer loans since then.
- Loans funded monthly in Continental Europe
Platform Details
- Buyback Guarantee
- 0% Fees
- No Currency Risk
- Weighted Risk
- Auto-Invest
Additional Information
- Loan Listing
- EU Consumer Loans
- Pre-Funded Loans
- Primary Market
- Investor protection scheme of up to EUR 20 000
Platform Details
- € 793M
- Skin in the game
- Secondary market
- Auto – Invest
- Buyback obligation
Additional Information
- Group guarantee
- Risk-adjusted returns
Top things you need to know about investing money in the short-term
If you’re considering investing in P2P loans for the short-term, there are a few important things to keep in mind. Unlike long-term investments, where you might expect your investment to grow in value over time and provide a source of income, short-term investments typically don’t offer the same potential for significant returns or appreciation. While it may be tempting to try to make a quick profit, it’s important to remember that short-term investments can be risky, and it’s not always possible to earn profits in a short period of time. In fact, many investments may experience short-term losses but ultimately grow steadily over the long-term with increasing returns. For this reason, it’s important to take a long-term view of your investments, ideally holding them for at least 3 years to give your money a chance to grow.
How to choose the right product
- Compare all the available options
- Conduct your own research
- Understand all the risks
- Be more active than passive
- Look for loan payment history
- Look into longer strategy
Top things you need to know about investing money in the short-term
When comparing, consider this:
- Sign up bonus
- Diversification
- Liquidity
- Secondary market
- Invest in loans abroad
- Autoinvest
- Strategy
Should I invest in loans?
This is entirely up to you. PairCompare will help you find the right peer-to-peer platform for you.